YOLO is the mantra of my generation, an excuse to do any number of dumb things, "because YOLO." However, I view it as essentially the opposite of the "Deferred-Life Plan", as used by Tim Ferris("4 Hour Work Week") and Randy Komisar("The Monk and the Riddle"). Essentially, the deferred-life plan means that someone does what they feel obligated to do now, in hopes that they will eventually be able to find their calling later in life.
Thoreau eloquently defines YOLO over 150 years ago in "Walden"(still trying to get through that damn book): "This spending of the best part of one's life earning money in order to enjoy a questionable liberty during the least valuable part of it, reminds me of the Englishman who went to India to make a fortune first, in order that he might return to England and live the life of a poet."
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